Tuesday 18 February 2014

Safeguard your equipments with machinery breakdown policy

In spite of taking all the safety measures accidents are inevitable. If we talk about construction sites then these are at highest risks. On-site construction sites are very prone to accidents. For construction industry policies and insurance play a very major role in safeguarding the assets.

Let us find out the benefits of various insurance policies and their importance. A common misconception that prevails in the minds of the people that property policies include insurance of the equipments also. This is not so. Heavy machinery and various equipments are required at the site. There is no doubt that these are extremely expensive and lot of maintenance is required.


Equipments and different types of machines are integral part of various industrial and manufacturing units. If you are an owner of any machine or given at lease then it is very important that you have a insurance of it. Any unforeseen misshaping can be covered and you get complete financial assistance. Any natural calamity, fire , theft  or third party damages are also ensured in this policy.

Metcon Finance a complete financial solutions provider provides best machinery breakdown insurance in India. The policy can be availed by owners and lessee both.

Lot of  things are covered under  machinery breakdown policy like coverage of any sort of accidental damage to the machinery whether it is on site or just off site. Any repairment needed or physical damage to the body parts or material is also provided under this policy. Earlier equipment breakdown was known as Boiler and Machinery coverage.

Sunday 16 February 2014

The benefits of motor insurance company



Motor insurance is very essential these days. There are number of vehicle insurance companies present in India. Each company offers different types of benefits to the customers. While searching for a motor insurance company one should do the thorough research and take up the services according to the needs.


Now what does exactly a motor insurance company does. In order to protect tour vehicle from any miss happening like accidents then insuring your vehicle would enable you to claim the money for the repairing cost or the damage. Going for a motor insurance it is really important to be specific about your needs. Driving a vehicle on road without a proper insurance of the motor can be dangerous for your vehicle.

Moreover having insuring your vehicle is a law. This has been made mandatory for the citizens .While going for a coverage you have to make sure that you choose the right insurance company to handle your policy. Top motor insurance company in India usually would give you number of benefits like property damage, medical payments coverage, collision coverage, bodily injury liability.

Compare the rates of either companies on the market and go for the best deal.  This is a known fact now a days buying a four wheeler is not that easy. They are too expensive and come in a wide range of prices. Therefore it is must that you invest in one of the best 4 wheeler insurance company in India like Metcon Finance.

Friday 14 February 2014

Get Financial Aid with Loan Against Property

Loan against property or commonly known as LAP is considered to be multipurpose loan. Loan against property as the name suggests enables you take loan from the banks while pledging your commercial or residential property.


This a secured type of loan. In this you put your property as a security for the repayment of loan. The loan sanctioned depend upon the value of your property. It usually ranges from 40 percent to 60 percent of the total property value. The best point in obtaining this loan is that you can use this for business purpose as well as for funding your personal needs like education , marriage or buying a home.

This loan can be obtained by salaried individuals, partnership firms or private companies. In order to find best loan against property in India one should do a thorough research as different money lenders  provide loans at different rates of interest and tenure of loan. Loan requires simple documentation some legal formalities and duly filled application form. Normally the loan sanctioned is between 2 lacs to 10 crores. Documents like identity proof, resident address proof, age proof and bank statement for past three months is required.

Loan against property is one of the best options available with the people to fulfill their financial needs. It can obtained online also which is quiet beneficial for the loan seekers as it saves time and resources. To Know more visit http://www.metconfinance.com

Car Loans to fund your financial needs

If you are thinking of buying a car but running short of funds then do not worry. With number of banks, financial institutions providing car loans you can easily fulfill your dreams. Now buying a car is not a herculean task, with car loans available its about charting out a perfect financial plan to bring your dreams to reality.
 
One should search for the lowest interest rates while taking a car loan. Annual percentage rate (APR) should be checked along with tenure of the loan repayment. Compare with different lenders and go whatever suits your financial situation. The monthly payments depends upon the amount you submitted for down payment. The best way to minimize your loan amount is to give maximum amount at the beginning.

If you pay small amount then your monthly installments gets bigger and vice versa. While applying for a car loan you need to declare all your verifiable income. Car loan with fixed  interest rate comes with fixed interest rate, fixed down payment, and fixed surcharges. There are various financial companies in India that offer car loans with fixed interest rates.

In some institutions the rate of interest is negotiable which usually varies from company to company. Car loans cover for about 80 percent of the price of the car.

Metcon Finance a financial institution offers car loan at fixed  interest rates. It provides a tenure of five years to repay your loan. Here process for obtaining car loan is very smooth and paper work is also minimal.