Monday 26 August 2013

Best Financial Service Providers

There are numerous types of financial service providers who guide you on saving investments. Every financial service provider who helps their clients to invest their savings goes through a rigid educational process of learning from reputed financial institution. Basically there are three types of financial service providers such as Stock Brokers, Investment Advisers, and Financial Planner.
Stockbrokers are the one who deals in buying and selling of securities for their clients. An only objective of their skills and experience in the stock market is to facilitate their clients invest wisely and multiply their savings, whereas the main task of Investment advisers is to provide relevant authentic advice regarding securities to their clients. As signified by name they also manage an investment portfolio for their clients and co-ordinate with stock brokerage firms in order to make buying and selling decision on behalf of their clients. On the other hand a financial planner is actual financial service provider who directs his or her client financial plan their long-term financial goals. They hold comprehensive understanding of numerous different financial products to guide their clients. These include assets and tax planning, retirement savings, debt control and insurance requirements like General Insurance, Life Insurance, Best marine insurance, Contractors all risk insurance and Fire insurance etc.

General insurance companies are also popularly called as Non-Life Insurance companies. In addition to the retail policies like home insurance, health insurance, shop insurance, car insurance, and travel insurance huge number of corporate insurance solutions such as fire insurance, plant and machinery insurance, marine insurance, burglary insurance are also being offered by general insurance companies.
Some of the leading insurance providers call Contractors All Risk Insurance as Rolls Royce policy for a contractor as it covers the all risk and can blend all different categories of high risk liability insurance into it. Let’s say if Mr. XYZ is doing an expansion on a client’s house and suddenly it catches a fire or a flood on the part he is working on; a normal public liability policy would not cover this. But an All risk insurance policy would, it wraps you for the contract price and contract period, as well as your liabilities /tools and plant. Under this type of policy builders and other individuals working at construction site can enjoy unlimited height cover for asbestos removal/piling and ground works. Contractors All Risk Insurance is exclusively crafted to offer the very best protection for proprietors and hirers of construction plant and equipment. It covers physical loss or damage to construction site and plant.

Many car loan providers in India can provide wings to your dream of buying a car. You can purchase a new car or second hand car, exchange your vehicle, or get a loan against your existing vehicle. You can obtain car loans from banks and other financial institutions with fixed and floating interest rates for a specific period of time. Simultaneously, investing in a good car insurance policy is recommended highly, it facilitates you to protect your valuable life against future uncertainties. With the increasing vehicular traffic and road jam, many citizens are becoming sufferers of road accidents and calamities that is occurring at an alarming rate in the India and across the globe.