Thursday, 14 November 2013

Practice Secure Investment with Metcon

Striving to be Financially Yours Metcon Finance Ltd. is associate integrated money services supplier giving all the merchandise below the money umbrella to purchasers for wealth creation, capital appreciation, and funding and risk protection. We have a tendency to area unit a money services arm of the Metcon Asian nation cluster that could be a pioneer in India’s Infrastructure & assets sector for over 20 years. Like our parent company, our values area unit stock-still in our past, reinforced by our gift and form our future.
Our services portfolio includes: Equities, Derivatives, Commodities, Currencies, Real Estate, Debt, alternative Investments, Home Loan, Car Loan, Loan against Property, Loan against Securities, Lease Rent Discounting, Business & consumer loan, Working Capital Finance, Supply Chain Finance, Promoters Funding, Life Insurance, Health Insurance, Motor Insurance, Plant & Machinery Insurance, and General Insurance
With all the higher than giving’s we have a tendency to area unit a ‘One Stop money Shop’ rather a money Mall as an individual will explore numerous choices for no matter his/her wants be since we have a tendency to area unit related to multiple Banks and NBFCs offering them convenience, selection further as value-for-money. At Metcon, investment ideas area unit capably supported by an avid team of extremely adept finance professionals with an ideal mix of dynamism and knowledge.
Highlights:

  • Sixty fifth Profit in Futures & choices in seven months throughout the downswing of 2011.
  • 12 months profit within the Medium-to-Long-term investment strategy in 2011 and an annual increase of thirty second in MFCI (Metcon Finance Capital Index)
  • Glorious insurance rates
  • Made-to-order Investment coming up with
  • Big selection Loan choices for every consumer profiles
  •  Winner of the Religare ‘Winter Carnival’ Contest

Thursday, 19 September 2013

Loans, Live Your Dreams



Most often we hear about the price hike in daily products. Inflation has certainly made people cut down their investment and focus more on savings. But does that mean one should sit back and accept their fate? The answer is definitely no. If your budget is a hindrance in buying your dream house then hold on you have a reason to smile. Loans are the best option to provide you with financial support.

With real estate prices escalating day by day buying a house is like a luxury now. Home loans are the most convenient way for a person to buy or construct a house. Purpose of home loans is to provide funds a buyer needs to purchase a home.
There are two types of home loans-fixed rate loans and adjustable rate loans. As the name implies in fixed rate loans interest rate remains the same for life of the loan. While in adjustable rate loans, initially it starts with a lower rate and eventually adjusts with the market rates after a definite period.

Talking about promoter funding it is offered to promoters of the companies against their share holding in their respective company. Through promoter funding a promoter can increase the share holding. It has got many benefits-easier and quick processing, promoters can increase their stake by buying at lower prices and so on.

Corporate finance can be defined as division that oversees the financial activities of a company. In most of the businesses corporate finance is responsible for raising money for various projects. It is different from business finance. Following points bring out the importance of corporate finance-smooth conduct of business, promoting a company, meeting contingencies, expansion and diversification. Capital investment decisions to investment banking all fall under the territory of corporate finance.

Loans To Ease Your Worries



The rising prices of daily life products have made the survival of common man really difficult. Inflation seems to be the root cause of all worries. Now the question arises how to manage the money sources. Loans are the perfect solution to it. With the option of loans available people can at least relax that they have something to bank upon for their financial urgency. These days different types of loans are available based upon the need of a person. Loan is an amount of money lend to the borrower evidenced by a note which specifies principle amount, interest rate and date of repayment.

Everyone loves to own a car. There is no denying fact that car makes the transportation comfortable and is also time saving. If you have a bad credit history then buying a car may be problematic. But no issues, people can avail the option of car loans to finance their cars. Car loan can be either secured or unsecure. It is a type of personal loan which makes the buyer to pay the amount in terms of installments instead of paying off the car all at once. 

Insurance is a broad term which is defined as financial security in case of any mishap. It comes to rescue of the people in case of financial emergency. Insurance other than life insurance is known as general insurance. In includes-insurance of property against fire, health insurance, personal insurance such as accident and health insurance to name a few.

Talking about investments and trading –they are the two different methods to bring profit in the financial markets. The goal behind investment is to build wealth through buying and holding of stocks, mutual fund and bonds. It is a long term process. On the other hand trading refers to frequent buying and selling of stocks with the aim to achieve quick returns.

Loans To Aid Your Financial Needs



There is no denying fact that money is the most powerful asset. One needs to have a financially strong background to enjoy the luxuries of the normal life. Every now and then we hear hike in price of the day to day products. It has become extremely difficult for a common man to cope up with the financial issues. Thanks to availability of loans that a person is able to survive in this competitive world. 

Loan against property as the name implies- a loan that is paid out against a property mortgage. There are two sub divisions of loan-Secured Loan and Unsecured Loan. Loan against Property (LAP) falls under the category of Secured loan where the applicant pledges his property as a security. It is one of the most common all purpose loans and can be availed in case of financial urgency. There are also personal loans but they come with high interest rates and short repayment tenure. Salaried individuals, business owners, professionals are eligible for this loan.
The other type of loan available is Lease Rent discounting (LRD).It is offered against rental receipts derived from lease contracts with corporate tenants. The loan is provided on the basis of discounted value of the rentals and also value of the property. In simple words a person can get his loan sanctioned against his/her leased property. Certain documents are requisite for obtaining this loan like-address proof of the individual/partners/directors, business proof, and identity proof and so on.

Loan against securities (LAS) is a smart option to make your investment worth. Many financial institutions will lend a percentage of the money you have invested in the market; this is known as loan against securities. It can be both secured and unsecured and have a fixed interest rate of interest.

Monday, 26 August 2013

Best Financial Service Providers

There are numerous types of financial service providers who guide you on saving investments. Every financial service provider who helps their clients to invest their savings goes through a rigid educational process of learning from reputed financial institution. Basically there are three types of financial service providers such as Stock Brokers, Investment Advisers, and Financial Planner.
Stockbrokers are the one who deals in buying and selling of securities for their clients. An only objective of their skills and experience in the stock market is to facilitate their clients invest wisely and multiply their savings, whereas the main task of Investment advisers is to provide relevant authentic advice regarding securities to their clients. As signified by name they also manage an investment portfolio for their clients and co-ordinate with stock brokerage firms in order to make buying and selling decision on behalf of their clients. On the other hand a financial planner is actual financial service provider who directs his or her client financial plan their long-term financial goals. They hold comprehensive understanding of numerous different financial products to guide their clients. These include assets and tax planning, retirement savings, debt control and insurance requirements like General Insurance, Life Insurance, Best marine insurance, Contractors all risk insurance and Fire insurance etc.

General insurance companies are also popularly called as Non-Life Insurance companies. In addition to the retail policies like home insurance, health insurance, shop insurance, car insurance, and travel insurance huge number of corporate insurance solutions such as fire insurance, plant and machinery insurance, marine insurance, burglary insurance are also being offered by general insurance companies.
Some of the leading insurance providers call Contractors All Risk Insurance as Rolls Royce policy for a contractor as it covers the all risk and can blend all different categories of high risk liability insurance into it. Let’s say if Mr. XYZ is doing an expansion on a client’s house and suddenly it catches a fire or a flood on the part he is working on; a normal public liability policy would not cover this. But an All risk insurance policy would, it wraps you for the contract price and contract period, as well as your liabilities /tools and plant. Under this type of policy builders and other individuals working at construction site can enjoy unlimited height cover for asbestos removal/piling and ground works. Contractors All Risk Insurance is exclusively crafted to offer the very best protection for proprietors and hirers of construction plant and equipment. It covers physical loss or damage to construction site and plant.

Many car loan providers in India can provide wings to your dream of buying a car. You can purchase a new car or second hand car, exchange your vehicle, or get a loan against your existing vehicle. You can obtain car loans from banks and other financial institutions with fixed and floating interest rates for a specific period of time. Simultaneously, investing in a good car insurance policy is recommended highly, it facilitates you to protect your valuable life against future uncertainties. With the increasing vehicular traffic and road jam, many citizens are becoming sufferers of road accidents and calamities that is occurring at an alarming rate in the India and across the globe.