Most often we hear about
the price hike in daily products. Inflation has certainly made people cut down
their investment and focus more on savings. But does that mean one should sit
back and accept their fate? The answer is definitely no. If your budget is a
hindrance in buying your dream house then hold on you have a reason to smile. Loans
are the best option to provide you with financial support.
With real estate prices
escalating day by day buying a house is like a luxury now. Home loans are the
most convenient way for a person to buy or construct a house. Purpose of home
loans is to provide funds a buyer needs to purchase a home.
There are two types of
home loans-fixed rate loans and adjustable rate loans. As the name implies in fixed
rate loans interest rate remains the same for life of the loan. While in
adjustable rate loans, initially it starts with a lower rate and eventually
adjusts with the market rates after a definite period.
Talking about promoter
funding it is offered to promoters of the companies against their share holding
in their respective company. Through promoter funding a promoter can increase
the share holding. It has got many benefits-easier and quick processing,
promoters can increase their stake by buying at lower prices and so on.
Corporate finance can be
defined as division that oversees the financial activities of a company. In
most of the businesses corporate finance is responsible for raising money for
various projects. It is different from business finance. Following points bring
out the importance of corporate finance-smooth conduct of business, promoting a
company, meeting contingencies, expansion and diversification. Capital
investment decisions to investment banking all fall under the territory of corporate
finance.
No comments:
Post a Comment